Overseas travel and insurance reminder | Gifu JETs

Christmas is almost upon us, and as the beginning of winter tries to figure out when to start, a lot of us are about to head out of prefecture (and perhaps country!) for some serious seasonal celebrating?

GifuPAs hope Santa isn?t as indecisive as winter is proving ? and?that?snowboard you asked for arrives under tree in time for some serious?skiing?at Takasu on Ontake. Oh yeah also?? don?t forget to read through the below travel insurance information for JET participants. HAVE A BLAST !

Both of the below will be in effect during your travel, however the range of services covered varies depending on whether you are travelling to your home country, a third country, you are out of Japan more than 30 days, the type of medical attention required, and whether or not it is a pre-JET existing
health issue.
*These forms of insurance DO NOT cover loss or damage to personal effects (whereas a different travel insurance may), or coverage for expenses incurred by injuries or sickness sustained / originating during official work duties.
1)???? National Health Insurance (Social Health Insurance)

* Take your insurance card with you
* Generally covers such items as hospitalization, nursing care, surgery, emergency dental, medicine, but no unnecessary or preventative treatments.
* Up to 70% of these expenses may be reimbursed upon claim

2)???? JET Accident Insurance Policy

(Taken from the Tokio Marine & Nichido Fire Insurance Co. Ltd guide)
You will be pleased to know that your accident insurance policy that was entered into upon arrival
in Japan can also be used for accidents occurring overseas. However, claims procedures and eventual
reimbursement usually takes a very long time. For complete details and claimable items, please reference your green policy guide.

*What?s covered?

Some expenses arising as a result of accidents (ie. Death, physical impediment, medical expenses, personal liability). Rescue expense claims may be covered if travelling to a country other than your home country.

* * The policy is designed to assist the policy holder with expenses above and beyond the 70% generally covered by the National Health Insurance (but not including the initial 5000 yen)

CLAIMS procedures:
Treatment should be paid for overseas, and all associated documentation kept for claims procedures.

These vary for the National Health Insurance and the JET Accident Insurance portion of the claim. The JET participant or supervisor should telephone these institutions to firstly report the date, time,
place, cause and symptoms of the injury or illness, as well as the name of the hospital or clinic where treatment was provided. The policy number to quote for JET Accident Insurance is 5364888600, phone
number 0120-881-018 (M-F 9:00 ~ 17:00) or 0120-529-955 (other times).

Please check the official JET Programme website, National Health Insurance and JET
Accident Insurance guides for copies / links to required claim?documents.

http://www.jetprogramme.org/e/current/insurance/tokio01.html

Blog travel / accident insurance download

General travel abroad information

New Year in Japan ? experience it !

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Source: http://gifujets.wordpress.com/2012/12/17/overseas-travel-and-insurance-reminder/

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